Top 5 Questions to Ask When Getting a Homeowners Insurance Quote

A homeowners insurance quote can help you make a decision about which policy to purchase, but which questions do you ask? Neighbors Insurance Agency offers the homeowners insurance Florida residents trust and we can provide you with an insurance quote so that you can make a decision about your insurance coverage. By asking the right questions, you can find the […]

A homeowners insurance quote can help you make a decision about which policy to purchase, but which questions do you ask? Neighbors Insurance Agency offers the homeowners insurance Florida residents trust and we can provide you with an insurance quote so that you can make a decision about your insurance coverage. By asking the right questions, you can find the information that you need to make a decision about your coverage. If you would like to learn more about our services and policies, contact us at Neighbors Insurance Agency in Florida or visit our website.

1) Do You Offer Discounts?

Most insurance companies offer discounts for one reason or another and the best way to tell which discounts you are eligible for is to ask the insurance representative directly to see which ones you qualify for. There may be discounts for something as simple as having a security alarm system in place in your home.

2) What is Covered in the Policy? What is Excluded?

The things that are covered in your policy are critical to know before you select an insurance quote. If you assume that something is covered and then discover that it was not the case at all, you are going to end up paying out of pocket for something that you were unprepared for. Make sure to also understand explicitly what is excluded in the policy so that you can purchase additional coverage as necessary.

3) What Are the Deductibles and When Do They Apply?

Certain areas in the United States are subject to deductibles based on catastrophic events that can happen. In Florida, hurricanes are a serious problem and it is possible that your insurance company may have a hurricane deductible. Homeowners insurance Florida residents trust are going to be honest about what is covered under each policy.

4) What Options Do You Have for Extended Coverage?

If the primary coverage option that they offer is not comprehensive enough then you may opt to get additional coverage. Additional coverage could go over things that you would not otherwise have covered but that may still occur. For instance, in the event of flooding, you may want additional coverage so that you are prepared.

5) Can I Compare with Another Homeowners Insurance Quote?

The most important thing that you can do for your insurance purchasing is making sure that you get not just one homeowners insurance quote but multiple. This ensures that you have a selection of different policies with different levels of coverage available and from different companies so that you can choose the one that is going to best suit your needs.

Contact Us

Neighbors Insurance Agency offers the homeowners insurance Florida residents trust. We are committed to bringing our customers with the highest quality service possible which is why we have a variety of options for you to select from. To learn more about our services and our policies, contact us at Neighbors Insurance Agency in Florida today.