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The Types of Discounts You Could Receive with Homeowners Insurance

Many a home owners insurance company offer different discounts so that you can pay what is affordable for you. Neighbors Insurance Agency in Miami is one of these companies. We are one of the best companies for homeowners insurance Florida has to offer and we are committed to helping Florida residents protect their homes and their families. Contact us to […]


Many a home owners insurance company offer different discounts so that you can pay what is affordable for you. Neighbors Insurance Agency in Miami is one of these companies. We are one of the best companies for homeowners insurance Florida has to offer and we are committed to helping Florida residents protect their homes and their families. Contact us to learn more.

What Discounts Could You Get?

      Bundled Policies: Many companies that offer insurance for more than one sector of insurance, will typically offer discounts to those who choose to have all their insurance needs to be taken care of by that one company.

      New Roof: Some insurers will offer discounts for newer roofs as they are less prone to breakage after a storm. This is especially the case when certain types of materials that are impact-proof are used.

      Security System: A security system saves you money in two ways: it allows you to shave off some money from your insurance cost and later on with your deductible because you will be less likely to have a fire or robbery in your home.

      Raising Your Deductible: Raising your deductible allows you to save money on your insurance cost. Even bumping up your deductible from $500 to $1,000 can make a real impact. You should only raise your deductible to something that you can afford. Do not make it so high that you cannot afford it when a claim does come along.

      Claim-Free: Those policyholders who have not had a claim, will be happy to hear that they are able to get a discount for simply not having had to claim anything. The discount can depend on the company that you select.

      Auto Pay: If you set up your payment automatically to be deducted from your bank account, you may be able to save yourself a small amount of money. It is also a convenient way to keep yourself from forgetting when your payment is due.

      New Home: Newer homes are less likely to have things go wrong than older homes. When things go wrong, you may have to file a claim. That is why some companies will offer you a discount for having a newer home.

      Retiree: Those who are retired from their profession are able to get discounts at certain companies. This is because retirees are typically more attentive and available for things that go wrong in the home so repairs are done much more quickly and before the problem gets too severe.

Are You Looking for a Home Owners Insurance Company?

The right home owners insurance company will offer you plenty of discounts and be willing to help you find all the ones that you qualify for. Neighbors Insurance Agency can be this company for you. We have the homeowners insurance Florida residents prefer and we can help you get your insurance down to a price that makes sense for you.

Contact Us

If you are looking for the best homeowners insurance Florida has to offer, Neighbors Insurance Agency in Miami is here for you. Contact us to learn more about our policy discounts.