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RV Insurance in Florida & Vacation Liability

RV insurance companies can offer you a number of different options to protect your RV. One of the options offered by Neighbors Insurance Agency in Miami is vacation liability. Vacation liability is a type of addition that can be added onto RV insurance in Florida and it can protect you in certain circumstances that may not be covered under your […]


RV insurance companies can offer you a number of different options to protect your RV. One of the options offered by Neighbors Insurance Agency in Miami is vacation liability. Vacation liability is a type of addition that can be added onto RV insurance in Florida and it can protect you in certain circumstances that may not be covered under your primary policy, regardless of whether this policy is an auto coverage policy or a homeowners insurance policy. If you are interested in learning more about vacation liability or you would like to see what other options we have available, contact us at Neighbors Insurance Agency today.

What is Vacation Liability?

This is also called campsite coverage and it is made to be an expansion of your regular coverage. The way that it works is by taking care of all the injuries that can happen either in your RV or in your campsite that occur to anyone who is not your immediate family. That is, if you have visitors to your campsite and they are injured, this will allow you to have compensation to be able to pay them for their injuries.

For instance, imagine that you were having a campfire in the campsite your RV was in. One of your temporary neighbors came over and your grill landed on their foot which caused them to break a bone. Because they were injured on your campsite, they could sue you for compensation to be able to pay their medical bills. If you did not have vacation liability, you would find yourself having to pay out of pocket for their expenses should they decide to sue. However, with vacation liability, you are covered in the event that they sue and your insurance company will be able to pay for whatever medical expenses that your temporary neighbor may require.

It also can come into play on other occasions. For instance, if your dog runs off your campsite and bites someone on their property, your vacation liability will be able to cover the expenses for whatever medical care they may need following the bite. Therefore, the coverage that is allotted you by vacation liability is extensive and incredibly helpful for a variety of situations.

Are You Researching RV Insurance Companies?

You do not have to suffer alone and pay out of pocket for the issues that may arise on your campsite. With the help of vacation liability, you will be covered in a variety of situations and not have to worry about digging into your savings.

Neighbors Insurance Agency can help you get the coverage that you need. We have ample experience in providing different types of coverage for Florida residents and we can certainly help you. Contact us to learn more about RV insurance in Florida.

Contact Us

Neighbors Insurance Agency is one of the top RV insurance companies in Miami. We offer the RV insurance in Florida that Florida residents really recommend and we can provide you with the coverage you have been searching for. To learn more, contact us today.