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Preparing for Storm Season: Do I Need Loss of Use Coverage?

Loss of use coverage can be an especially helpful part of your insurance, particularly in Florida during storm season. Neighbors Insurance Agency has the homeowners insurance quotes Florida trusts and we can help you determine if you need the loss of use coverage in your plan. For years, we have provided the best homeowners insurance Florida has to offer and […]


Loss of use coverage can be an especially helpful part of your insurance, particularly in Florida during storm season. Neighbors Insurance Agency has the homeowners insurance quotes Florida trusts and we can help you determine if you need the loss of use coverage in your plan. For years, we have provided the best homeowners insurance Florida has to offer and we know what it takes to make sure that you feel safe in your own home. To learn more about our plan options and to see what we can do for you and your family, contact us at Neighbors Insurance Agency in Florida today.

What is Loss of Use Coverage?

Loss of use coverage is built for those instances where you are paying more than you would be normally as a result of being unable to use your home due to property damage. For instance, with respect to storm season, you may have flooding in your home as a result of a storm or you may lose part of your roof during a hurricane. When these things happen, it is likely that your home will become unlivable and you will have to find other ways to sustain yourself. You may have to pay for a hotel for your family to stay in or you may have to eat out every night because your kitchen is unusable. Whatever the case may be, loss of use covers that additional cost. Certain things are typically covered with loss of use such as:

      A temporary residence such as a hotel      Moving costs from your current home to a temporary residence or a new residence      Abnormal or excess bills for groceries or restaurant meals      The cost for storage of things that can no longer be kept in your home      Expenses for laundry      Fees for transportation and parking      Boarding for your pets

By having loss of use coverage, you have the peace of mind that all of these things will be covered and paid for when you are subject to damage to your home. Thankfully, some insurance plans already include loss of use. Be sure to ask if this is included in your insurance plan when you get a quote.

Do You Need Homeowners Insurance Quotes Florida Trusts?

If you are looking for homeowners insurance quotes Florida residents trust, look no further than Neighbors Insurance Agency. We are here to help you get the most out of your insurance so that your home is covered in the event of a disaster. For the best homeowners insurance Florida has to offer, contact us at Neighbors Insurance Agency today.

Contact Us

Neighbors Insurance Agency not only offers the best homeowners insurance Florida has to offer, we also value making sure that our customers are informed and feel confident in the decision they make. We can help you make the right decision for your insurance coverage. To learn more, contact us at Neighbors Insurance Agency today or visit our website to see what services we can offer you.