Search
  • neighborsinsurance

Lyft & Uber Requirements: Drivers, Vehicles and Insurance

As a driver for Lyft or Uber, you are required to carry insurance to protect both yourself and your passengers. Neighbors Insurance Agency in Miami can help you meet these Lyft and Uber requirements for car insurance. We understand the demand that Uber and Lyft are creating and we want to make sure that you do not have any delays […]


As a driver for Lyft or Uber, you are required to carry insurance to protect both yourself and your passengers. Neighbors Insurance Agency in Miami can help you meet these Lyft and Uber requirements for car insurance. We understand the demand that Uber and Lyft are creating and we want to make sure that you do not have any delays if you would like to become a driver for them. As the auto insurance agency Miami trusts, we are confident that we can help you. If you are interested in learning more about our policy options, contact us at Neighbors Insurance Agency.

Lyft and Uber Requirements for Insurance

Uber and Lyft have their own particular requirements for their drivers, but the base of it is this: you need insurance. Uber and Lyft do offer their own supplemental insurance, but you must make sure that you have the basic coverage under control. Uber and Lyft’s supplemental insurance includes: liability, uninsured motorist, collision, comprehensive, and personal injury protection. These apply during certain points in the trip. For instance, your personal auto insurance applies when you are offline, but both companies require liability when you are available. Then, when you are en route, you increase your liability from tens of thousands of dollars to one million dollars. You also need uninsured motorist coverage of one million dollars. Finally, when you are on the actual trip with the passenger, you need collision and comprehensive with a deductible.

In addition to keeping track of all these different types of coverage, you must also note that the coverage that is required for you is in-state. You must also make sure that the insurance has been in effect for at least three years as both companies penalize those who apply who have had incidents of driving without insurance or a license in the last three years.

The Best Auto Insurance Agency Miami Has to Offer

Before you begin driving for either company, it is important to know what the Lyft and Uber requirements are so that you can better prepare financially for what you need. It can be difficult to fathom purchasing all of this insurance when you are just starting out, but we at Neighbors Insurance Agency can help. We understand all of these different types of coverage and what each one does for you. If you are interested in learning more about our services and seeing how we could help you, contact us today.

Contact Us

Neighbors Insurance Agency is the auto insurance agency Miami residents recommend. We understand the value of providing quality coverage, especially when people’s jobs depend on it. We offer a variety of different policies for different needs so that you can meet the requirements that you need to meet for you to start on your new path. Whether you are choosing Lyft or Uber or both, we are here to serve you. If you are interested in learning more about our policies, contact us today at Neighbors Insurance Agency.