Is Home Insurance Cheaper When You Buy a New Home?

To compare home insurance quotes is critical to find the right cost for your home insurance, whether your home is new or old. Neighbors Insurance Agency in Miami always recommends asking your insurance company if they have discounts for newer homes. If you are looking for the best home insurance Florida has to offer, Neighbors Insurance Agency is here for […]

To compare home insurance quotes is critical to find the right cost for your home insurance, whether your home is new or old. Neighbors Insurance Agency in Miami always recommends asking your insurance company if they have discounts for newer homes. If you are looking for the best home insurance Florida has to offer, Neighbors Insurance Agency is here for you. Contact us to learn more about our services and see how we can help you get the best possible insurance cost for your new home.

Why Does Age Matter?

The age of your home generally does make an impact in a variety of different factors. For instance, you are likely to have much fewer repairs with a newer home than with an older home. You are also more likely to have very different construction materials than you would have with an older home. Because of these differences, newer homes are typically much less expensive to insure than older homes. That is, insurance companies will offer discounts for those people who purchase newer homes because they are the ones that have been built with the latest safety codes and, as such, are going to be much less of a pain to deal with than older homes.

That is why if you are planning on buying a home and you are looking at two homes that are similar in size and price and one of them is new while the other is ten years old, you want to choose the newer one over the older one.

In Florida, this same rule applies as it does in other states. Having a newer home may afford you an opportunity that you may not get otherwise with an older home that may have different, outdated building standards. That is why considering a newer home may be the way to go to get the best possible price for your insurance.

Compare Home Insurance Quotes from Neighbors Insurance Agency

When you compare home insurance quotes, you are likely going to have a variety of different costs presented to you but be certain to ask about the discounts that you may get if you purchase a newer home.

Neighbors Insurance Agency can be your resource for home insurance Florida trusts. If you are interested in learning more, contact us today. We know what it takes to make sure that you get the price for your insurance so that you are not paying more than you need to.

Contact Us

Neighbors Insurance Agency is an insurance company that is located out of Miami but we service all of Florida. We know how to make sure that you get all the different discounts that you can qualify for, including if you have a newer home. If you would like to learn more about our services or you are interested in learning about the various discounts that you qualify for, contact us at Neighbors Insurance Agency today or visit our website.