Get a boat insurance quote and see how much you could save

Protect your boat or personal watercraft with one of our partners and leave worries back on shore Hitting the open water is a perfect way to take a break from everyday life and relax with family, friends, or by yourself. But costly accidents, injuries, and theft don’t take a break just because you do. You never know when mishaps will […]

Protect your boat or personal watercraft with one of our partners and leave worries back on shore

Hitting the open water is a perfect way to take a break from everyday life and relax with family, friends, or by yourself. But costly accidents, injuries, and theft don’t take a break just because you do. You never know when mishaps will occur — that’s why boat insurance is one of the most important accessories you can have on your watercraft.

Although Neighbors Insurance doesn’t offer boat insurance, you can get a free quote on our site and connect to one of our trusted partners. You’ll be able to customize a flexible policy right online for everything from Jet Skis® to cabin cruisers.

Why you may need boat insurance

While boat insurance isn’t required by law in most states, we recommend checking with your state’s Department of Motor Vehicles for requirements in your neck of the woods.

Apart from your state, other interested parties may require you to have boat insurance. If you take out a loan to buy a boat, for example, your lender may require you to insure it to protect itself from the risk of loss or damage. And many marinas require proof of coverage before allowing you to dock.