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Does Auto Insurance Cover Stolen Items?

You may have wondered when searching for car insurance, “does car insurance cover theft?” Neighbors Insurance Agency in Florida knows that the answer to that question is more complicated than it initially appears. That is why we offer both cheap auto insurance and homeowners insurance so that you are completely covered in the event of a car theft. If you […]


You may have wondered when searching for car insurance, “does car insurance cover theft?” Neighbors Insurance Agency in Florida knows that the answer to that question is more complicated than it initially appears. That is why we offer both cheap auto insurance and homeowners insurance so that you are completely covered in the event of a car theft. If you would like more information about our services and which policies would be right for you, contact us at Neighbors Insurance Agency in Florida or visit our website to learn more about our company.

Does Car Insurance Cover Theft?

Theft is all too common with vehicles in America. We frequently see cars broken into and people having to deal with the broken windows, pried open doors, and missing purses and stereos. Your car insurance can help you, but they can only cover so much.

For instance, if you had a car and you left your laptop in the passenger’s seat, you could draw the attention of a thief. If the thief saw your laptop and decided to rob it by breaking your passenger window, you could file a claim with your insurance provider. Your car insurance provider would inform you, however, that while they could cover the damage to your vehicle, they cannot replace the stolen laptop.

The stolen laptop would have to be replaced through your homeowners policy. This means that you would have to file two separate claims: one with your car insurance and one with your homeowners insurance. If you do not have car insurance, you could end up getting your laptop replaced, but have to pay for your broken window out of pocket. If you do not have homeowners insurance, you could end up having to pay for a new laptop all by yourself.

Where Can You Find Cheap Auto Insurance and Homeowners Insurance?

It is true that the answer to the question “does car insurance cover theft?” is no, but that does not mean that you do not have protection in the event of a car theft. You can still be prepared to take on a thief and get everything replaced that was left in your car.

Neighbors Insurance Agency is a business located in Florida that offers both cheap auto insurance and homeowners insurance. With our help, you can fully protect yourself from thieves and make sure that you have everything covered if something should happen. To learn more about our policy options and to speak to with a representative, contact us at Neighbors Insurance Agency or visit our website to see what else our policies cover.

Contact Us

Neighbors Insurance Agency is located in Florida and we offer a variety of insurance options. This includes both car insurance and homeowners insurance so that you can be thoroughly prepared for any kind of disaster. If you are interested in learning more, contact us at Neighbors Insurance Agency in Florida to speak with a representative about your policy and coverage needs.