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Do You Need Both Car & Motorhome Insurance?

Knowing whether you need an RV or a car insurance policy all comes down to the amount of use that you put your RV through. Neighbors Insurance Agency in Florida can help you determine if you need motorhome insurance or car insurance for your RV. We offer some of the most affordable and comprehensive RV insurance in Florida and we […]


Knowing whether you need an RV or a car insurance policy all comes down to the amount of use that you put your RV through. Neighbors Insurance Agency in Florida can help you determine if you need motorhome insurance or car insurance for your RV. We offer some of the most affordable and comprehensive RV insurance in Florida and we know what it takes to keep you and your family safe. If you are interested in learning more about our services and the policies that we offer, contact us at Neighbors Insurance Agency today.

Car vs. Motorhome Insurance

Determining whether you need car insurance or motorhome insurance requires you to know more about your insurance policy. THe fact of the matter is that not all insurance policies are made equal. Some RV policies are going to have comprehensive options that are going to take care of any and all your concerns. However, not all insurance policies will be like this. There are going to be policies that are not as comprehensive and you may need to opt for car insurance in order to bridge that gap.

However, you should note that it also depends on how often you use your RV. If you use your RV year-round, it is likely that you have some sort of policy that is equivalent to a homeowner’s policy. This means that you are going to have a more comprehensive coverage when it comes to certain things that may not be covered with a typically car insurance policy and visa versa. You may need to get a car insurance policy to make sure that everything is covered.

On the other hand, if you only use your RV part of the year, your policy more closely resembles a car insurance policy and, as such, will likely cover the same things that you would get from a car insurance policy.

Are You Looking for RV Insurance in Florida?

We know that car insurance is not always going to be as comprehensive as you need it to be. Sometimes, you are going to need better coverage, especially if you utilize your RV year-round. That is why offer an array of different insurance options so that you can choose the one that is right for you. We want you to feel good about the decision that you make and that is why we seek to provide you with the best quality service at the best price. If you are ready to learn more about us and our mission for our clients, contact us today or visit our website.

Contact Us

Neighbors Insurance Agency is an insurance agency that is located in Florida and we strive to provide an array of services for Florida residents. We offer both motorhome insurance as well as car insurance. If you are unsure of which insurance is going to be best for you, you can speak with one of our helpful customer service representatives and determine with them which plan is best suited to your lifestyle. Are you ready to learn more about our services? Would you like to speak to someone about your RV insurance in Florida options? Contact us at Neighbors Insurance Agency today.