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5 Things to Know About Homeowners Insurance

Homeowners insurance advice is frequent, but there are some things that are important to remember. Neighbors Insurance Agency in Florida knows how critical it is to study your insurance policy and ensure that you are thorough as one missed item could mean unexpected costs down the line. There are several things that every homeowner should know in order to be […]


Homeowners insurance advice is frequent, but there are some things that are important to remember. Neighbors Insurance Agency in Florida knows how critical it is to study your insurance policy and ensure that you are thorough as one missed item could mean unexpected costs down the line. There are several things that every homeowner should know in order to be prepared for the dangers of an accident. If you are interested in learning more about the homeowners insurance Florida residents trust, contact us at Neighbors Insurance Agency today.

1) Not All Damages are Covered

When you sign up for an insurance policy, you will note that not all disasters are covered under your policy. Your policy may state this in different ways. It may insist that all disasters are covered except for the ones listed or it may tell you that only certain situations are covered and all else is excluded. Whatever the terminology is, make sure that you are aware of what is and is not covered.

2) Home Maintenance Matters

Your home insurance is not going to want to pay out any claims where the home was left in disarray as they will claim that the state it was in was a pre-existing cause for what occurred. That is why it is so important to take the time too maintain your home now and avoid a denied claim later.

3) There’s a Deadline for Claims

Insurance companies always impose a duration of time in which you can file a claim. If you do not take the time to file your claim within this window, you could risk having your claim denied by the insurance company.

4) You May Be Missing Discounts

If you do not ask about what discounts the company offers, you may be missing out on valuable opportunities to save money. This is because many insurance companies do offer discounts but only when they are specifically requested. Make sure that you gather evidence too of whatever they request so that you are ready to receive the discounts.

5) Some Belongings are Not Covered

Not everything in your home is going to be completely covered. However, all of this should be laid out specifically in your policy. The policy will tell you specifically what is covered or what is not covered. Make sure that you look through the policy to confirm.

Want More Homeowners Insurance Advice?

If you are looking for homeowners insurance advice, there is no better place to turn to than an insurance company with experience. We can answer all of your questions and provide you with guidance so that you can find the homeowners insurance Florida residents trust.

Contact Us

Neighbors Insurance Agency has the homeowners insurance Florida trusts and we have been providing it for a long time. With our ample experience and careful expertise, we can steer you in the right direction for success. If you would like to learn more about our services, contact us at Neighbors Insurance Agency today.