Accident-Free Discount: Drivers can save 15% on premiums after three years with no accidents, 20% after six years and 25% after 10 years in most states with the Good Driver Discount.

A good driver discount is probably the most common car insurance discounts among insurance companies. All preferred insurance carriers offer the discount to its drivers. The good driver discount can potentially save hundreds of dollars a year depending on how many drivers in your household receive the discount. Be aware of how to get a good driver discount and learn tips about how to keep it.

A good discount is typically earned after 5 years of a clean driving record, meaning no accidents or traffic violations. Sometimes the discount is broken down into two discounts.​

• Accident-Free Discount

• Violation Free Discount

Having the two separate discounts is actually beneficial to the insured because it allows a driver to receive half of the good driver discount without qualifying for the other half. The discounts are also applied per driver, so the more drivers on a given policy, the more the good driver discounts can add up.